401(k) / IRA Rollovers
A clear review of what happens to retirement funds when you change jobs or accounts.
Learn MoreInsurance & Financial Services
Smart Financial Planning
For a Brighter Tomorrow
Expert guidance for tax, estate, and wealth building.
Our Services
Comprehensive Financial Protection Solutions
One place to start a practical conversation about protecting your income, family, business, and future.
Life Insurance
Coverage options designed to help provide for the people who depend on you.
Learn MoreLong-Term Care
Planning conversations about care needs later in life and how they may be funded.
Learn MoreCollege Planning
Structured saving conversations for future education expenses.
Learn MoreIndexed Universal Life (IUL)
An overview of how IUL policies work, including their features and tradeoffs.
Learn MoreFixed Indexed Annuities
A clear review of annuity features, time horizons, and tradeoffs.
Learn MoreExecutive Bonus Plans
How business owners may reward key employees using structured bonus arrangements.
Learn MorePersonal & Business Coverage
Protection reviews for individuals, families, and business owners.
Learn MoreWills & Living Trusts
Help organizing your wishes, assets, and next steps.
Learn MoreMortgage Protection Insurance
Coverage options that may help a household keep up with mortgage payments.
Learn MoreReady to Secure Your Future?
Start with a focused conversation about what you need and what comes next.
Service Guide
Find a useful place to start
Describe what you want to protect or plan for. The guide can point to a listed service and suggest questions for a conversation with the agency.
A clearer first conversation
General information only. This guide does not provide insurance, financial, tax, or legal advice, and it does not determine coverage or eligibility.
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Coverage & Planning Guide
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Tell me what you would like to protect or plan for. I can explain which listed service may be worth discussing and help you prepare questions for the agency.
About the Agency
Clear advice starts with listening
We begin with your priorities, explain the available paths in plain language, and help you make informed decisions without pressure.
- Personalized planning
- Responsive support
- Competitive coverage options
- A digital-first approach with a human touch
- Clear guidance at every step
Meet the Founder
Sandra Owusu
Founder & Independent Broker
Sandra Owusu is the Founder of SO Financial Agency and an independent broker committed to helping individuals, families, and business owners make informed decisions about their financial protection and long-term goals.
Licensed to serve clients across all 50 states and Canada, Sandra provides personalized guidance to clients seeking solutions designed around their individual needs, priorities, and financial objectives.
A Client-First Approach
Sandra believes that financial planning should begin with understanding the person behind the policy.
Every individual, family, and business has different goals, responsibilities, challenges, and aspirations. Her approach is centered on listening carefully, educating clients about their options, and helping them understand the solutions available to them.
Rather than taking a one-size-fits-all approach, Sandra focuses on creating a personalized experience that gives clients greater clarity and confidence when making important financial decisions.
Protection Today. Planning for Tomorrow.
Sandra founded SO Financial Agency with a clear vision: to help people protect what they have, prepare for what is ahead, and build a stronger financial foundation for the future.
Her areas of focus include:
- • Life Insurance & Financial Protection
- • Living Benefits
- • Income Protection
- • Retirement Planning
- • Wealth Preservation
- • Legacy Planning
- • Family & Business Protection
Whether preparing for the unexpected, planning for retirement, protecting income, or creating a legacy for future generations, Sandra is committed to helping clients understand their options and take meaningful steps toward their financial goals.
Built on Trust. Driven by Purpose.
At SO Financial Agency, Sandra believes that a strong client relationship goes beyond a transaction. It is about building trust, providing education, and remaining committed to clients as their needs and goals evolve.
Her mission is to make financial protection and planning more understandable, more personalized, and more accessible — one client, one family, and one future at a time.
Sandra’s Commitment
Educate. Protect. Plan. Build.
Sandra is dedicated to creating lasting relationships with the people she serves and helping them approach their financial future with greater knowledge, preparation, and confidence.
SO Financial Agency
Protecting What Matters. Planning for What’s Ahead.
Contact
Ready to Get Started?
Tell us what you are working toward. We will begin with a clear, no-pressure conversation.
Phone(717) 472-5955Emailowususandra9090@gmail.com
Service AreaServing clients worldwide
HoursMonday–Friday: 9:00 AM–5:00 PM · Saturday–Sunday: By appointment
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